Alex Cheema is a financial adviser (including insurance broker) providing bespoke insurance advice covering Berkshire, South Buckinghamshire and West London.
If you are looking for a competitive quote for life cover, relevant life, critical illness, income protection or key person cover and you have questions around affordability, Ts&Cs and policy suitability, using a good local financial adviser who has an in-depth knowledge of insurance products is the best option.
Different providers have different policy criteria, Ts&Cs and pricing. Setting up the right policy to suit your circumstances, whether you are a business, individual or family is a key part of your financial planning process.
Setting up an insurance policy correctly requires a financial adviser with a holistic factual knowledge of your financial circumstances, sadly many policies are not set-up correctly and are ultimately a waste of money, however, if set-up correctly your insurance policy will be a valuable asset & an effective estate planning tool.
To fully understand the risks of not insuring against death, serious illness or protracted time off work use the independently approved risk-reality calculator to calculate the percentage chance of one of these things happening to you. It is also interesting to watch the video of how other people react.
Get in touch to discuss your insurance protection requirements.
If you want to find out what clients say please visit my linkedin profile.